Dubai Islamic Bank

Dubai Islamic Bank (DIB) is among the oldest and highest respected Islamic banks of Dubai. Dubai Islamic Bank was founded in 1975 and ever since, it has a leading role in the banking life of Dubai.

Dubai Islamic Bank can be easily recognised in Dubai from its distinctive green-yellow logo. The bank has around 70 if not more branches within Dubai and has its branches in Pakistan. The rebranding of the services of Dubai Islamic Bank came in 2005, finalised by 2006. They work according to the Islamic Sharia law that punctually describes the main criteria of Islamic Banking, which has several ethical decisions especially when it comes to business account. They decide on the allowance with Islamic banking scholars according to the nature of business. As for the individuals, the most recognisable differences between Western and Islamic banking habits are, that there is no interest neither added nor deducted by the bank although this doesn't mean that such additions or deductions don't exist, only they are previously set and work in form of fees or profits. All Islamic Banks, such as Dubai Islamic Banks too have their separate women banks as no women can enter the male section ever. The female banks of Dubai Islamic Bank are called Johara and these specifically serve women clients offering specialised services and extras too.

Dubai Islamic Bank is also called Al Islami in Dubai. The Al Nahda branch of Dubai Islamic bank started from 2010 and ever since operates 24 braches on this name in Dubai and 62 more in the whole area of the United Arab Emirates. Dubai Islamic Bank offers all modern and up-to-date services to its clients such as the phone recharging of their Dubai road toll (Salik) credit cards and all the options which banks normally offer yet sometimes under different name. Dubai Islamic Bank also offers its services to its non Muslim clients, yet always according to the normal Islamic banking rules.

You can find at least one branch of Dubai Islamic Bank in every shopping mall and in every area of Dubai. The banks are open from 8.00 to 13.30 but in shopping malls, they are open either until 15.30 or till 16.00 also. Dubai Islamic Bank offers different services according to these categories:

Retail banking : for shops and retail businesses
Wahaja Banking: this is the gold credit card offer of DIB for the most exclusive and richest
Private Banking: exclusive offers for the fairly rich
Johara Banking: only for women, Johara Banks can be found everywhere in Dubai
Business Banking: for all sorts of business related accounts
Corporate Banking : for the bigger corporations, with some exclusive services and lower fees
Investment Banking: please read the guidelines of DIB to learn on Islamic investment regulations
Real Estate Finance: The Islamic rules differ from the Western banking but offer the same service only with different sort of operations.
Contracting Finance: giving help with contract and loan related subjects

Dubai Islamic Bank is among the oldest operating banks of Dubai, offering quality services for both Muslim and non-Muslim clients.

Banks of Dubai:
Abu Dhabi Islamic Bank, Arab Bank Dubai, Bank of America Dubai, Bank of Baroda Dubai, Barclays Bank Dubai, Citibank Dubai, Commercial Bank of Dubai, Deutsche Bank Dubai, Dubai Islamic Bank, Emirates NBD, First Gulf Bank, Habib Bank Dubai, HDFC Bank Dubai, HSBC Bank Dubai, Mashreq Bank Dubai, Noor Islamic Bank, RAK Bank Dubai, Samba Bank Dubai, SBI Bank Dubai, Standard Chartered Bank, Union Bank of India

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